frustrated!

Well our closing date got delayed. Instead of being on Wednesday, it's now "hopefully" Thursday. Apparently "this happens a lot" in this process, but that doesn't change me being annoyed! It's for reasons that are totally out of our control, which is frustrating because if I was in control, we'd be done by now! I'm so ready to have all this junk done. This is definitely my least favorite part of the home buying process. All this waiting, paperwork, terms I have to strain to understand, etc. ANYWAY, if y'all could please pray that everything goes smoothly and that we'll be signed, sealed & delivered on Thursday, that would be GREAT!!

Thanks, friends :)

a ball of nerves.

So, it's crazy to think that a month ago we weren't even really looking at houses yet. And now, we close on our very own home in 9 days! Ummmm talk about fast moving! As excited as I am about finally being in a house, I have to say that I miss sleeping soundly and not thinking about money every second of the day. Ever since this all started, I haven't really relaxed yet. I've just been a big ball of nerves worrying that something will go wrong, and somehow we'll lose it all (the house and all of our money).

I know that's silly, but this is a BIG DEAL. A huge deal. We're buying a house. And on June 24th, we'll sign a thousand sheets of legal documentation saying that we are now responsible for that house. And we'll hand over a very hefty cashier's check for that house. I know that millions and millions of people go through this exact life stage, but it doesn't make me any less nervous or freaked out about the responsibility we're about to take on!

I think I'm just ready for this whole process to be over and to finally LIVE in our house. There has been soooooooo much documentation, faxing, scanning, emailing involved with all the mortgage stuff and pre-closing details....I'm sick of it! I'm ready to be in our house and not worrying about printing off all of our pay stubs or signing a gajillion sheets of paper. Ya know?

Is it "normal" to be so nervous about the closing date?

P.S. I don't think anyone hates filling out tax forms as much as I do.

buying a house is really expensive.

I knew this going into the whole process, but what I wasn't prepared for was the unexpected expenses that keep popping up...and we haven't even moved yet!

First it was the down payment. Great, good. We know about this.
Then it was the closing costs. Ummm alright... a bit more than we were expecting but still fine.
THEN it was paying for the inspection and appraisal. Really?

Oh, and then the loan application, title premium, homeowners insurance, option fee, paying for all the start-up fees for utilities, the list goes on.

I'm a little overwhelmed. This is only my 2nd freak out since this whole thing started, so that's not bad right?

I have to keep remembering that this is EXCITING. See? We're getting THIS house:

Remembering to breath...

overwhelmed!

Okay, here's the deal. Apparently we're in the "hot zone" for home buyers right now. Aka everyone and their MOM is out looking and more importantly BUYING houses at this very minute. Not only because of the 8K tax credit and low interest rate but because this is the time of year that people always buy. Didn't know that. Would have liked to know that before now.

All that to say is, I don't know if I'm cut out for the competition! Literally on Sunday when we were driving through neighborhoods and picking up the flyers from people's houses for sale, there were people right behind us doing the EXACT same thing. Ummm sorry, that's OUR house that WE'RE looking at, thank you very much.

Houses are entering and leaving the market as quickly as a day! Today a really cute house became available, and our realtor wanted us to go look at it because "it might go fast. As in, tomorrow". Ummm I'm working late tonight? So does that mean we'll miss out on the perfect house because I had to work? ARGH!

If you can tell by even the landscaping of this house, you'd see that it's definitely a must-see. We're seeing it on Thursday, but who knows... it may be gone by then.

I just don't want to rush into this whole deal. I mean technically we've only been seriously looking for 5 days now. Ummm not quite ready to sign some papers quite yet. But then I don't want to be sitting on October/November with the Dec. 1st date (for 8k tax credit) looming and feeling rushed to buy a house THEN either.

Dilemna.